If you already have the game installed and just need to bypass the "Insert Disc" error for version 1.03:

The 1.03 No-CD crack replaces the original game executable ( game.dat or lotrbfme.exe ) with a modified version that bypasses the disc authentication check. This allows the game to run directly from the hard drive, preserving the title for a generation of hardware that has moved past physical media. The Legacy of Abandonware

However, the legacy of the BFME 1.03 No CD crack extends far beyond convenience; it is a cornerstone of the game’s survival. BFME is currently in a state of "abandonware" limbo. The licensing rights to the Lord of the Rings franchise for video games are a tangled web, shifting hands between EA, Warner Bros., and the Tolkien Estate. Consequently, the game is not easily available on modern digital storefronts like Steam or GOG. One cannot simply buy a digital copy.

Fixing this requires more than just a No-CD crack; it often involves using a "Fixer" utility or manually editing the Options.ini file in the AppData folder to ensure the game recognizes the system environment correctly. The Legacy of BFME